Trucking Bookkeeping

Bookkeeping for
Trucking
Companies.

Settlement statements net out fuel advances and escrow, factoring companies hold back reserves, and fuel receipts pile up in the cab. The deposit rarely matches the load. We record every load at gross, every deduction on its own line, and show your real cost per mile each month.

Flat monthly pricing  ·  Cancel anytime  ·  Dedicated bookkeeper

At a Glance
What We Track for Trucking Companies
Everything handled monthly — nothing falls through the cracks
Load revenue and settlements✓ Recorded
Factoring advances, fees and reserves✓ Matched
Fuel, by truck and by card✓ Categorized
Escrow and carrier deductions✓ Separated
Truck loans and lease payments✓ Tracked
Revenue and cost per mile✓ Tracked
5.0
Star Rating
100%
Remote
Who It's For

Built for Owner-Operators
and Small Fleets

Leased onto a carrier, running under your own authority, or growing a small fleet, the books have to show what each load paid and what each mile cost.

🚛

Leased Owner-Operators

Your carrier pays you through settlement statements that net out fuel advances, insurance, ELD fees and escrow. We record the gross and every deduction, so the deposit ties out.

  • Settlements recorded at gross
  • Fuel advances and chargebacks tracked
  • Escrow balances held by the carrier
  • Insurance and plate deductions categorized
  • Truck payment split into principal and interest
  • Records ready for your CPA
🛣️

Your Own Authority

You invoice brokers and shippers, maybe through a factoring company. We match every invoice to its advance, fee and reserve release, and keep unpaid loads visible.

  • Broker and shipper invoices tracked
  • Factoring advances, fees and reserves
  • Detention and lumper charges recorded
  • Permits, IFTA and 2290 payments recorded
  • Load board and dispatch fees categorized
🚚

Small Fleets

Several trucks, drivers on payroll or contract, and fuel cards in every cab. We track revenue and costs by truck so you can see which units make money.

  • P&L by truck with classes
  • Driver payroll reconciled from Gusto
  • Fuel cards matched by truck
  • Repairs, tires and maintenance by unit
  • Equipment loans and leases tracked
  • Contractor driver totals for 1099s
Sound Familiar?

The Financial Headaches
We Fix

Trucking money moves through carriers, brokers and factoring companies before it reaches your bank. These are the places trucking books usually break.

🧾

Settlements booked at the net deposit

When only the deposit gets recorded, the fuel advances, insurance, escrow and fees taken out of it disappear. Revenue looks smaller than it was, real costs never hit the P&L, and your escrow balance is a guess.

💵

Factoring that never ties out

A factored load shows up as an advance, then a reserve release weeks later, with a fee taken somewhere in between. If those aren't matched to the invoice, you can't tell what each load paid or which brokers still owe you.

⛽

Fuel and miles in a shoebox

Fuel is one of your biggest costs, and it's spread across fuel cards, advances and personal cards. Without it in the books by truck, you can't see cost per mile, and quarter-end records turn into a hunt.

🔧

Truck payments booked as one expense

A truck payment is part loan principal and part interest, and the truck itself is an asset. Booking the whole payment as an expense distorts your profit and leaves your CPA to untangle it at year end.

What Tides Delivers
Every Month
So you never deal with any of those problems again
✅
Every load recorded at grossSettlements and broker payments recorded in full, with every deduction and fee on its own line.
✅
Factoring matched to each invoiceAdvances, fees and reserve releases tied to the load they belong to, so unpaid loads stand out.
✅
Cost per mile, every monthRevenue and costs set against the miles from your ELD or dispatch reports, by truck.
✅
Fuel and trip records organizedFuel by truck and by month, kept with your mileage reports, ready for whoever files your IFTA.
✅
Year-end package for your CPAReconciled accounts, equipment and loan schedules and contractor driver totals, ready for your CPA.
What's Included

Everything You Need,
Nothing You Don't

Trucking bookkeeping is mostly about working back from the deposit to the load: gross pay, deductions, factoring and fuel. We work in QuickBooks Online from your settlement statements, factoring reports, fuel card statements and bank feeds.

📈

Financial Reporting

A monthly P&L by truck with revenue and cost per mile, fuel as a share of revenue, and a balance sheet showing escrow held by the carrier, factoring reserves and truck loans.

Monthly Reports
See Full Details →
🏦

Bank Reconciliation

Every business account and credit card matched and verified each month. No mystery charges. No unresolved transactions. No surprises.

See Full Details →
📑

Accounts Payable & Receivable

AR covers loads billed to brokers and shippers and reserves your factoring company still holds. AP covers repair shops, tire bills, insurance, permits and fuel card statements.

See Full Details →
🔄

Catch-Up Bookkeeping

Months or years behind? We clean it all up before monthly service starts, at a flat price per month behind that we quote up front.

See Full Details →
💼

Payroll Support

Driver and office payroll runs through Gusto, which files the payroll taxes and W-2s. We reconcile every run to the books by truck and keep contractor drivers separate from employees.

See Full Details →
★★★★★

"Working with Dan has been such a positive experience! As a small business owner, having someone who is knowledgeable, thorough, and genuinely invested in helping me understand my finances has been invaluable. He’s incredibly responsive, patient with my questions, and has brought so much clarity and peace of mind!"

JW
Jessica W.
Small business owner  ·  Google review

Read all reviews →

Common Questions

Trucking Companies
FAQ

Questions we hear from Trucking Companies before they sign on with Tides.

Yes. We work from the settlement statements your carrier sends and the mileage reports from your ELD, such as Motive or Samsara, or your dispatch software. Settlements give us the gross pay and every deduction, and the mileage reports let us show revenue and cost per mile by truck. We connect to your bank and fuel card accounts in QuickBooks Online.
Plans start at $299 a month based on transaction volume. Any one-time setup or catch-up fee is quoted up front. A single owner-operator with one bank account and one fuel card usually sits in the lowest tier, while a fleet with several trucks, fuel cards and factored loads sits higher. There are no long-term contracts.
Yes. We start from your bank and fuel card statements, settlement statements and factoring reports, rebuild each month in order and reconcile every account. You get a fixed quote before we start, and once you're current we move straight into monthly bookkeeping so it doesn't pile up again.
We record the full invoice to the broker, then the advance from the factoring company, the factoring fee as an expense and the reserve as money still owed to you until it's released. Each piece is matched to the load, so you can see what every load actually paid and which reserves are still outstanding.
No. Those filings stay with you, your permit service or your CPA. We keep fuel purchases by truck and month organized next to your mileage reports, and record the IFTA and 2290 payments you make, so the numbers whoever files them needs are in one place.
That's a decision for your CPA or an employment attorney, because the rules depend on the details of the arrangement and vary by state. Once it's decided, we record it correctly: employees through Gusto payroll, contractors as contractor payments, each tracked by truck. For payments made from 2026, the 1099-NEC threshold is $2,000 a year.
📍 Service Coverage

Based in Greenville, SC —
Serving Clients Nationwide

100% remote bookkeeping for small businesses across South Carolina and throughout the United States.

Finance terms worth knowing

Plain-English explainers, no jargon.

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Get Started Today

Stay on the Road.
We'll Handle
The Books.

Schedule a free 15-minute call. We'll review your current setup, answer your questions, and give you a flat monthly quote — no pressure.

No credit card required  ·  No long-term contracts  ·  Cancel anytime

Simple, Flat-Rate Pricing

Flat monthly plans scaled to your business — no hourly billing and no surprise invoices. You always know the price up front.

PlanBest forFlat monthly
StarterNew & small businesses getting clean books started$299/mo
EssentialGrowing businesses — up to $50k/mo in expenses$395/mo
Growth MOST POPULARScaling businesses — up to $75k/mo in expenses$595/mo
ScaleHigh-volume portfolios — up to $125k/mo in expenses$895/mo

See full plan details →

★★★★★ 5.0 · 8 client reviews on Intuit's ProAdvisor directory

✔ Reviewed by Daniel Cope, Advanced QuickBooks ProAdvisor · Updated August 2026