Personal Trainer Bookkeeping

Bookkeeping for
Personal
Trainers.

Clients prepay for session packages, online coaching pays out through Stripe or an app, and gym rent, certifications and equipment come out of the same card you buy groceries with. We separate business from personal, track what's prepaid and still owed in sessions, and keep books your CPA can use.

Flat monthly pricing  ·  Cancel anytime  ·  Dedicated bookkeeper

At a Glance
What We Track for Trainers
Everything handled monthly — nothing falls through the cracks
Session packages and memberships✓ Tracked
Stripe, Mindbody and app payouts✓ Reconciled
Gym rent and revenue splits✓ Recorded
Certifications and CEUs✓ Categorized
Equipment purchases✓ Recorded
Personal and business spending✓ Separated
5.0
Star Rating
100%
Remote
Who It's For

Built for Every Type
of Fitness Business

Independent trainer, online coach or studio owner, your money comes from prepaid sessions, memberships and app payouts, and your books need to show what's actually earned.

🏋️

Independent Trainers

You train clients at a host gym, in their homes or outdoors, and pay rent or split revenue with the gym. We track what clients prepay, what the gym takes and what you actually keep.

  • Session packages and single sessions
  • Gym rent or revenue share
  • Venmo, Square and card payments
  • Mileage for in-home sessions
  • Certifications, CEUs and insurance
  • Quarterly numbers ready for your CPA
📱

Online Coaches

Coaching programs run in apps like Trainerize or TrueCoach, paid through Stripe or the app, with app fees, ads and content tools on the cost side. We reconcile every payout and sort the costs.

  • Stripe and coaching app payouts
  • Monthly and annual coaching plans
  • Refunds and failed payments
  • App, video and ad costs
  • Camera, lighting and editing software
  • Business and personal accounts split
🏢

Studios & Small Gyms

Memberships, class packs and personal training under one roof, with staff or contract trainers to pay. We reconcile Mindbody or your booking software to the bank and show which programs carry the studio.

  • Memberships and class packs
  • Mindbody and booking software deposits
  • Staff trainer payroll reconciled
  • Contract trainer payments tracked
  • Rent, equipment and maintenance
  • Revenue by program or service
Sound Familiar?

The Financial Headaches
We Fix

Fitness businesses usually aren't short on clients. The books go wrong where prepaid money, platform payouts and personal spending meet.

🎟️

Prepaid packages look like profit

A client buys a block of sessions and it all hits the bank at once. That money isn't fully earned until the sessions happen, and expired or refunded sessions complicate it further. We track what's been prepaid and what you still owe in sessions.

🔀

Payouts don't match what you sold

Stripe, Mindbody and coaching apps pay out after fees, refunds and failed payments, sometimes bundled into one deposit. If deposits get booked as income, revenue is wrong and fees disappear. We break each payout into its parts.

🏠

The gym takes its cut first

Some host gyms charge flat rent, others take a share of each session, and some do both. When the split comes out before you're paid, your real revenue and the gym's fee never show up. We record both sides so you see what you earn.

🛒

Personal and business on one card

Groceries, a kettlebell set, a CEU course and a new pair of running shoes all on the same card turns year-end into a guessing game. We sort business from personal, flag the gray areas for you to decide, and keep a clean record your CPA can use.

What Tides Delivers
Every Month
So you never deal with any of those problems again
✅
Business and personal separatedEvery transaction sorted, gray areas flagged for you to decide, and a clean set of business books.
✅
Prepaid sessions trackedA running view of packages sold, sessions used and what you still owe clients in sessions.
✅
Payouts broken into partsStripe, Mindbody and app deposits split into sales, fees and refunds, then matched to the bank.
✅
Gym rent and splits recordedRent and revenue shares recorded so your P&L shows what clients paid, what the gym took and what you kept.
✅
Year-end package for your CPAReconciled books with equipment purchases and expense totals sorted, ready for your tax preparer.
What's Included

Everything You Need,
Nothing You Don't

Every service is set up for how fitness pros get paid: prepaid packages, memberships, app payouts and gym splits. We start by separating business from personal, then keep it that way every month.

📈

Financial Reporting

A simple monthly P&L showing training, coaching and membership revenue, what the gym and the platforms took and what you kept, plus cash flow and a balance sheet.

Monthly Reports
See Full Details →
🏦

Bank Reconciliation

Every business account and credit card matched and verified each month. No mystery charges. No unresolved transactions. No surprises.

See Full Details →
📑

Accounts Payable & Receivable

We track unpaid sessions and package balances, flag failed membership payments, and record gym rent, equipment and software bills so nothing gets paid twice or missed.

See Full Details →
🔄

Catch-Up Bookkeeping

Months or years behind? We clean it all up before monthly service starts, at a flat price per month behind that we quote up front.

See Full Details →
💼

Payroll Support

If you run a studio with staff, payroll runs through Gusto, and Gusto files the payroll taxes, W-2s and 1099s. We reconcile each run and track contract trainer pay.

See Full Details →
★★★★★

"Working with Dan has been such a positive experience! As a small business owner, having someone who is knowledgeable, thorough, and genuinely invested in helping me understand my finances has been invaluable. He’s incredibly responsive, patient with my questions, and has brought so much clarity and peace of mind!"

JW
Jessica W.
Small business owner  ·  Google review

Read all reviews →

Common Questions

Personal Trainers
FAQ

Questions we hear from Personal Trainers before they sign on with Tides.

Yes. We connect to them or work from their reports. Payout and sales reports show what clients paid, what the platform kept in fees and what was refunded. We bring that into QuickBooks Online and match each payout to your bank, so your booking or coaching app and your books agree.
We record the payment and track sessions used against it, so you can see how much of what clients prepaid has been earned and how much is still owed in sessions. Whether your books report this on a cash or accrual basis is your CPA's call. We set them up either way and keep the package balance visible.
We record session revenue and the gym's rent or share as separate lines, using your payouts and the gym's statements, so you can see what clients paid, what the gym took and what you kept. If the gym collects payment and pays you after its cut, your CPA confirms how that's reported and we set the books to match.
It makes bookkeeping much simpler, and it's one of the first things bookkeepers and CPAs suggest. If you're mixing accounts now, we can still sort it out: we go through each transaction, separate business from personal, and flag anything unclear for you to decide.
Yes. We pull your bank, card, Stripe and app payout history, sort business from personal, and reconcile month by month. Anything unclear goes on a list for you to answer. The catch-up fee is quoted up front, and once you're current you move to a monthly plan.
Plans start at $299 a month based on transaction volume. Any one-time setup or catch-up fee is quoted up front. An independent trainer with one bank account and one payout platform sits at the lower end, while a studio with memberships, staff and several platforms needs more. No long-term contracts, and the first 15-minute call is free.
📍 Service Coverage

Based in Greenville, SC —
Serving Clients Nationwide

100% remote bookkeeping for small businesses across South Carolina and throughout the United States.

Finance terms worth knowing

Plain-English explainers, no jargon.

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Get Started Today

Train Your Clients.
We'll Handle
The Books.

Schedule a free 15-minute call. We'll review your current setup, answer your questions, and give you a flat monthly quote — no pressure.

No credit card required  ·  No long-term contracts  ·  Cancel anytime

Simple, Flat-Rate Pricing

Flat monthly plans scaled to your business — no hourly billing and no surprise invoices. You always know the price up front.

PlanBest forFlat monthly
StarterNew & small businesses getting clean books started$299/mo
EssentialGrowing businesses — up to $50k/mo in expenses$395/mo
Growth MOST POPULARScaling businesses — up to $75k/mo in expenses$595/mo
ScaleHigh-volume portfolios — up to $125k/mo in expenses$895/mo

See full plan details →

★★★★★ 5.0 · 8 client reviews on Intuit's ProAdvisor directory

✔ Reviewed by Daniel Cope, Advanced QuickBooks ProAdvisor · Updated August 2026