HOA Bookkeeping

Bookkeeping for
HOAs & Condo
Associations.

Your board needs to know who's paid their dues, what's sitting in reserves and whether spending is on budget, and the treasurer is usually a volunteer. We keep operating and reserve money apart, track every owner's balance and send the board a clear monthly report.

Flat monthly pricing  ·  Cancel anytime  ·  Dedicated bookkeeper

At a Glance
What We Track for Associations
Everything handled monthly — nothing falls through the cracks
Dues and assessments by owner✓ Tracked
Delinquent balances and late fees✓ Tracked
Operating and reserve funds✓ Separated
Reserve transfers each month✓ Recorded
Budget vs actual for the board✓ Managed
Vendor bills and contracts✓ Categorized
5.0
Star Rating
100%
Remote
Who It's For

Built for Every Kind
of Association

Self-managed or run with a management company, small townhome HOA or condo building, the books have to show each owner's balance, every fund and where the budget stands.

🏘️

Self-Managed HOAs

A volunteer treasurer collects dues, pays the landscaper and keeps a spreadsheet. We take over the books so the board gets real reports and the treasurer gets their evenings back.

  • Dues posted to each owner's account
  • Late fees and delinquencies tracked
  • Vendor bills tracked for approval
  • Monthly board report package
  • Bank and reserve accounts reconciled
  • Records ready for the annual CPA review
🏢

Condo Associations

Larger budgets, building insurance, elevators and roofs to plan for. We keep the reserve fund apart from operating money and show the board exactly where both stand.

  • Reserve fund tracked by component
  • Special assessments recorded by owner
  • Insurance and utility costs categorized
  • Prepaid dues held until they're due
  • Capital projects tracked against reserves
🤝

Managed Associations

Your management company handles day-to-day work, but the board wants independent books or a monthly review. We work from their reports and keep a clean record the board owns.

  • Management company reports reconciled
  • Owner ledgers checked against the bank
  • Management fees and reimbursements tracked
  • Budget vs actual by line item
  • Year-end package for the association's CPA
  • A clean handoff when boards change
Sound Familiar?

The Financial Headaches
We Fix

Association money belongs to every owner, and the board answers for all of it. These are the places association books usually break.

📬

Nobody knows exactly who owes what

Owners pay by check, portal and autopay, some pay ahead and some fall behind. When payments aren't posted to each owner's account, the delinquency list is a guess and late fees get missed or charged by mistake.

🏦

Reserve money mixed with operating money

Reserves are set aside for the roof, the pool and the paving. When reserve contributions skip a month or get spent on operating bills, the fund falls behind and the board may not know until a big project comes due.

📊

Board meetings with no clear numbers

Boards need a balance sheet, budget vs actual and a delinquency report before every meeting. When the treasurer is pulling those from bank statements by hand, they show up late, incomplete or not at all.

🔁

Records lost when the board changes

Treasurers rotate, and the records often leave with them. A new board inherits a spreadsheet, a shoebox and passwords nobody has. Books kept in one place, by someone outside the board, carry over cleanly.

What Tides Delivers
Every Month
So you never deal with any of those problems again
✅
Every owner's balance, up to dateDues, assessments, late fees and payments posted to each owner, with a delinquency report every month.
✅
Reserves kept separateOperating and reserve funds reconciled every month, with each reserve transfer recorded.
✅
A board report before every meetingBalance sheet, budget vs actual and delinquencies in one package the board can read in minutes.
✅
Vendor bills ready for approvalBills entered and tracked so the board approves payments and sees what's committed.
✅
Year-end package for your CPAReconciled accounts and owner ledgers ready for the association's annual review or audit.
What's Included

Everything You Need,
Nothing You Don't

Association bookkeeping is mostly about keeping money in the right place: each owner's balance, the operating fund and the reserves. We work in QuickBooks Online from your bank feeds, payment portal reports and the board's approved budget.

📈

Financial Reporting

A monthly board package: balance sheet by fund, income and expenses against the approved budget, reserve balances and contributions, and a delinquency report by owner.

Monthly Reports
See Full Details →
🏦

Bank Reconciliation

Every business account and credit card matched and verified each month. No mystery charges. No unresolved transactions. No surprises.

See Full Details →
📑

Accounts Payable & Receivable

AR is dues, special assessments and late fees owed by each owner. AP covers landscaping, pool, insurance, utilities, management and repair vendors, tracked until the board approves payment.

See Full Details →
🔄

Catch-Up Bookkeeping

Months or years behind? We clean it all up before monthly service starts, at a flat price per month behind that we quote up front.

See Full Details →
💼

Payroll Support

Most associations have no staff. If yours pays an on-site manager or pool staff, payroll runs through Gusto, which files the payroll taxes and W-2s, and we reconcile every run to the books.

See Full Details →
★★★★★

"Highly recommend Tide for business bookkeeping! Tide handles the bookkeeping for my real estate business and they do a fantastic job. They stay on top of all my transactions, provide timely reports, and ensure everything is perfectly organized and ready for tax season. They save me a ton of time and stress. 5 stars!"

JG
Janet G.
Real estate business owner  ·  Google review

Read all reviews →

Common Questions

HOAs & Condo Associations
FAQ

Questions we hear from HOAs & Condo Associations before they sign on with Tides.

Yes. If your association or management company uses AppFolio, Buildium or similar software, we work from its owner ledger, payment and bank reports and reconcile them in QuickBooks Online. Self-managed associations often just need QuickBooks plus a payment portal, and we can set that up.
Plans start at $299 a month based on transaction volume. Any one-time setup or catch-up fee is quoted up front. A small self-managed HOA with one operating and one reserve account usually sits in the lowest tier, while a large condo association with many owners and vendors sits higher. There are no long-term contracts.
Yes. We start from the bank statements, owner payment records and the approved budgets, rebuild each month in order, post every owner's payments and reconcile every account. You get a fixed quote before we start, and the board gets a clean starting balance for every owner.
Reserves sit in their own bank account and their own lines in the books. We record the budgeted reserve contribution each month, reconcile the reserve account and show reserve balances on every board report. Spending from reserves is recorded against the project the board approved.
That depends on your state's laws and your governing documents, and many associations need an annual audit, review or compilation by a CPA. We don't do audits. We keep the books reconciled and the owner ledgers clean so the CPA's work goes quickly. Your CPA also handles the association's tax return.
Yes. Each month the board gets a package with the balance sheet by fund, budget vs actual, reserve balances and a delinquency list by owner. If your board meets quarterly, we can time a fuller package to each meeting.
📍 Service Coverage

Based in Greenville, SC —
Serving Clients Nationwide

100% remote bookkeeping for small businesses across South Carolina and throughout the United States.

Finance terms worth knowing

Plain-English explainers, no jargon.

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Get Started Today

Lead the Community.
We'll Handle
The Books.

Schedule a free 15-minute call. We'll review your current setup, answer your questions, and give you a flat monthly quote — no pressure.

No credit card required  ·  No long-term contracts  ·  Cancel anytime

Simple, Flat-Rate Pricing

Flat monthly plans scaled to your business — no hourly billing and no surprise invoices. You always know the price up front.

PlanBest forFlat monthly
StarterNew & small businesses getting clean books started$299/mo
EssentialGrowing businesses — up to $50k/mo in expenses$395/mo
Growth MOST POPULARScaling businesses — up to $75k/mo in expenses$595/mo
ScaleHigh-volume portfolios — up to $125k/mo in expenses$895/mo

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★★★★★ 5.0 · 8 client reviews on Intuit's ProAdvisor directory

✔ Reviewed by Daniel Cope, Advanced QuickBooks ProAdvisor · Updated August 2026